Lake Oswego Real Estate Shopping For A Real Estate Loan
Shopping For The Best Real Estate Loan
Over 50% of home buyers don’t shop to find the best interest rate for their mortgage.
While a buyer would rarely purchase the first home they look at, they will accept the rate and terms offered by only one lender. While the borrower and the property affect the rate and terms that a lender may offer, not all lenders offer the same service, terms and rates to the same buyer.
I advise my clients that shopping around to compare rate and terms for a mortgage is a reasonable exercise considering that a half percent less interest rate could not only lower the payment but the cumulative interest that is paid while that loan is outstanding. When meeting with buyers, I am always amazed when buyers don't shop for the best rates and fees for a mortgage.
Over the years, I have also found many mortgage brokers/lenders promise the moon but fail to deliver. In addition, some buyers seem to think out-of-state, big-box companies with loan services, somehow offer the best products for you. Frankly, I have found this not to be true.
Many times I am asked for a mortgage broker/loan officer referral for those buyers. Because of my years selling real estate, I have consistently worked with tried and true mortgage brokers. It behooves a buyer to work with someone locally that I routinely work with. I do not get a referral fee or make any money when referring my favorite and best loan officers to you. My only pay-off is that since I have worked with them for many years, I know they will take excellent care of you and deliver what they promise to give you the best rates and loan product available. And, to get your transaction closed on time.
Equally important is hiring a mortgage broker that best suits your needs, and not doing so can derail a transaction quickly. Being available and paying attention to your specific real estate transaction and its conditions is something extremely important.
Rates are increasing, and if you're ready to take the plunge to purchase a new home and get pre-approved for a loan, give me a call at 503-804-9685. I will be happy to refer you to the best Portland-metro area loan officers in the business.
SEARCH FOR REAL ESTATE
There are links above to search for real estate. I have a new website where you can search or you can use my mobile phone app as well. My website and mobile app provide you with access to all listings available on the RMLS™ system regardless of who the listing agent or brokerage may be. Listings are updated frequently throughout the day giving you the information you need, when you need it.
Thinking of Selling Your Lake Oswego Home?
Prices are increasing at a fast pace in Lake Oswego. Interest rates are still low and there is a huge pool of buyer demand. I have ready, willing and able buyers ready to purchase your home. If you want to know the value of your home in today's real estate market, please call me at 503-804-9685.
Moving to Lake Oswego?
Want to know more about Lake Oswego? I'd love to be your buyer's agent, please give me a call at 503-804-9685.
I have worked in Lake Oswego as a Real Estate Broker since 1978 and have lived in Lake Oswego since 1988 and know all the neighborhoods! The real estate market is 'hot' here in the Portland metro area and Lake Oswego. I am ready to assist you with all your real estate needs! 'There is no substitute for experience.'
ALL ABOUT.....Lake Oswego Real Estate. Copyright 2008-2018. Betty Jung. All Rights Reserved. Use of this article, photos and images without permission is in violation of federal copyright laws.
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